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Glottal stops, from the limerick
(Rosie) This is the query ? whilst the glottal stop is ʔ
Should you really desire to use it, then use the decimal & # 6 6 0 ; without the spaces between characters. Do not ignore the semicolon.
IPA
(Duj) Thanks for that - you hear it quite a lot in this country as you probably know. The thing is, will people merely regard it as a typo. In these august surroundings, probably not.
This sucks . . .
I need prayers and good vibes, etc. On Friday, I was terminated from my job and I need to be able to find a new one. I hated the job, but I need the money.
blech . .
These are what scones are in the U.S. and I find that they are just hard and icky and being covered in sugar crystals just makes it worse. U.S. Scones
[KagomeShuko] Sorry to hear about the job, and the scones. I bet they don't pronounce "scone" correctly either.
pronunciation
Oh I know that one: it's 'jif', isn't it?
Or perhaps ..
Basil?
those aren't scones!
[Kagome S] Sorry about the job. That's a bummer. Does it mean you're free to move wherever you need to be for the next job?
American scones sound a bit over-sweet and over-rich. British scones are just an 8:1 ratio of flour (+ raising agent) to butter, perhaps some sugar, and milk to bind the dough. Rub the butter into the flour with your fingers, add a dot of sugar, add milk to bind, pat out dough to 1.5cm thick (do not roll it), cut into rounds (I use a gin/hi-ball glass), bake at 200C for 12 minutes. I can have emergency scones on the table in less than half an hour, and I've been experimenting with baking them in the AirFryer too. Done. Hot, light, fluffy and not too sweet (so you can pile them with jam).
One can't really complain that American scones have too much sugar if one eats the alternative "piled" with what amounts to fruit polymerized with sugar. I have a sweet tooth but I cannot tolerate the sweetness of the average jam, marmalade or compote with or without a scone substrate. My teeth ache just looking at the jars.

So, did you festoon the sails of the mill with fairy lights for Xmas?

KS
Here's hoping that other door opens as quickly as possible.
Merry Christmas everyone at MC5
gotta stay . . .
[pen] No. I own my house where I live and it needs to be repaired from Hurricane Laura as is . . . and with my disabilities, it's best to have an online job because that way employers can't complain about having to use my transport chair or my service dogs.
[KS] Sorry to hear about the job. Hopefully something comes your way soon.
[Stevie] I agree. My preference is a sharp jam like raspberry or rhubarb. We spent Christmas Day with friends who have a plum tree. As they don't eat them, I came away with about 8kg of fruit. First batch of plum jam is now in the jars.
If you are eating sharp jam it is a good sign that the jam owner dropped the jar and scraped the contents into a new one.
Happy New Year!
Well things are a bit odd this week innit.
Oddity
Which is unusual for week 2.
Er.......
I really can't think of much to say at the moment.
Neither can I, but we might as well keep la Aniston's upward progress going.
Default weather chat.
It is foggy here, and chuffin' cold.
Ideal weather for a bike ride.
Clear and sunny, 4°C when I set out, -2°C when I got back.
Currently 31; supposed to reach 36 today.
(CdM) A pretty accurate description of what it's like here, but in Fahrenheit.
Cool is cool
(Rosie) Heh - but I'd still rather be here. Can't do heat.
Cool is cooler
I can't do heat either. Just been out for lunchtime dogwalk; 4C and strong winds is a bit brutal but if you keep moving it's OK. I was so bundled up as to be unrecognisable walking into the wind but had to take off me hat walking back with the wind behind me
What gets me is the freaking gloom here. It was midday and gloomier than a gloomy thing. Awful.
Shiny orb
It is sunny here, but still a tad chilly. I also have toothache, and an expensive looking sheet of dental treatment. Pliers and DIY wooden teeth might be an alternative.
Thermophobic ladies
(Chalky, pen) As part of my weather-nut activities I have just discovered that in Jakutsk, Siberia, the current temperature is -50°C. Minus fifty. Not a breath of wind but a thin fog. Wrap up well.
(Rosie) So what they say about Siberia is true.
(Chalky) Parts of it, yes. Jakutsk is a large and quite agreeable city. All the buildings are on stilts about six feet high so the heat from them doesn't melt the permafrost. In the brief peaky summer it's warmer than London and very sunny.
Snowy Beds
Ooh! It is snowing!
And JA has almost gone.
(Rosie) Googled. Mammoth Museum!
(Boolbar)Where?
Gone.
[Chalky] In Bedfordshire: hence "Snowy Beds". And it only lasted a few minutes. The bulk of the snow is probably held up at customs along with all the lorry drivers' sandwiches, so it won't go hungry.
Frostbite
Currently in the wilds of Zeeland at the mill. 2C and windy. Cannot move for thick layers of clothing and ski socks, yet fingers frozen. Waiting for snow (due in about 20 minutes). The neighbours have a big shed/workshop with a wood burner in it and have invited us for chicken soup for lunch. I made 2 dozen mince pies last night to contribute and warm up in the stove’s oven. It’s not all bad.
Keep wrapped up
(Chalky) Jakutsk is now down to -53°C. This is the "best" fog I have seen in years of monitoring this place. So far it's lasted well over a fortnight.
[Rosie] I have to wonder how many people die of the cold there every year. The temperature, that is, not the mostly harmless virus.
Hypothermia
(Raak) I don't have any figures but I would guess the answer is none. Every winter it goes down to at least -45° so the cold is part of the environment and everybody knows it, even pissed teenagers at a guess. Sudden blizzards and storminess are pretty well unknown. There is actually very little weather in winter except a persistent thin fog, largely produced, it seems, by the city itself (people breathing, car exhausts, hot cups of tea etc).
What the...?
How can I be staying late at work when I work from home?
[Pen] Maybe those rioting people in your neck of the woods are simply marking the end of the workday by leaving home and finding something else to do.
[Bism] Could be.
Staying late
[pen] I often did that before I was terminated from my job. We still had to keep hours and I would have to finish up dealing with customers. I HATED customer service. What good does having an MA do if nobody cares that you have it?
staying true
[KS] You care. And it shows something about your intelligence and diligence that you have it. All of that feeds into what you do and how you do it and none of the experience is wasted. I have one in technical writing but nobody cares about that when they ask me to write a series of tweets about a conference. In fact, that isn't even the real me - the real me happens at evenings and weekends when I cook and do experimental baking and get outside.
[KS] What pen said.
Hidden textWell, except for the bit about having a degree in technical writing. I don't have one of those.

[pen] Do you have to get outside because of the experimental baking?
vinaigrette regret
[CdM] The only time my cooking upset the household was when I made chutney. The smell of boiling vinegar permeated the entire house and I was forbidden from making it again. The windy miller is Dutch and I think they're all allergic to vinegar (except that they're very keen on using it as a cleaning agent and a weedkiller - maybe that's why they think it shouldn't be in food or even on chips/fries *shudders*).
The Whole House is a Fume Cupboard
[penelope] Wot, no extractor hood?
What is it with women and not turning on the extractor hood when preparing to generate large volumes of offensive and/or corrosive gas under the guise of home economics? Mrs Stevie did some pork chops in the air fryer last night and by dint of adding some sort of powdered seasoning with onion to the meat she tear gassed the house. She was quite put out when I rushed into the kitchen, eyes streaming, mucus membranes all-but corroded away, and turned on the extractor hood.
Jeez - those pesky women and their questionable extractor hood methodology
Hoodies
[Stevie] Nope - not in that house. We'd only just moved on from having only a gas hob sitting atop the tiny refrigerator to having a cooker with an oven underneath it. Until recently, many Dutch kitchens were not designed for cooking in.
Perhaps Mrs Stevie has her own way of making you pay for having your dinner prepared for you.
[penelope, Chalky] Her choice to cook
Hidden textI am amused by the assumption that in our marriage the woman has the traditional role given the amount of feminist sentiment espoused here over the years
. Why does the entire house have to reek? I don't use spray paint in the kitchen ffs.
[Chalky] Well, given the choice, would you really rather the dilute acetic acid vapour were caught by the extractor hood filter or by your lungs? There's a reason your senses are offended by the stink. That is nature's way of telling you WARNING WILL ROBINSON!
[penelope] Begs the question, what were Dutch kitchens designed for?
Nasal unreliability
(Stevie) Your senses would not be in the least offended by the smell of cyanide (nice almond-like pong) but get too much and you'd quite quickly be seriously dead.
[nfras] There'd be room to boil a pan of potatoes, carrots and onions and mash them together for stamppot, and to fry a pan of fat bacon. Or open a bag of pre-washed salad leaves. Loads of families keep a deep-fat fryer in the shed and use it there when they want to cook something 'fancy'. I think that's the entire Dutch cuisine of the 20th century summed up. There was much more variety in the days of the VOC apparently.
what's cooking
(pen) When I lived on the W Germany/Netherlands border we had Dutch TV - I can't remember their cuisine featuring on either regular shopping trips to Roermond or on TV celebrity chef-style zoals Fanny Cradock :^)
(Stevie) For clarification - my other half is the guilty party when it comes to cooker extraction methodology or lack of. He's a chap.
Cyanide
[Rosie] I'm told the exact nature of the smell depends on the concentration.
Abraham Lincoln
Met with a tragic death, it's his birthday today and mine as it happens. Hope i don't succumb to the same fate.
The real me
(qua Rosie) I've smelt HCN several times, never in large quantities obviously, and it always has that nice bitter-almond smell. Apparently about 25% of the population are unable to smell it at all.
Lincoln
[Softers] Hope you don't, as the memorial for your birthday is already taken by the eponymous president, so you'd die in obscurity. He also had a biscuit named after him, maybe that would be an acceptable alternative?
Rules of origin
I thought Lincoln biscuits were named after the city. Also Nice biscuits. Or maybe I'm just dough-minded. I've taken up baking again - in the past fortnight I've made a massive batch of Belgian buns (not Belgian at all, apparently) and chocolate chip cookies. This week, it'll be lemon cookies and an apple-topped yogurt cake. (Most of this stuff gets shared with neighbours and millers at the windmill on Saturdays when we have shed coffee).
Coooookie!!!!
[pen] I'm always on a search for good chocolate chip cookies!
Yum
[pen] I like the sound of the apple-topped yogurt cake myself. Are there any vacancies for being your neighbour at the moment? :)
crumbles
[KagShuk] This is why I have stocks of butter in the freezer for when I get the urge to put the oven on and create something. It's now a exactly a year since I have seen any of my family IRL, and I've come to realise it's therapeutic to create something delicious from time to time [every week]. I'd never made US-style soft cookies before. Sooo easy. Impossible to get wrong. Soooo easy to eat too.
[Boolb] A friend (a profesh cook) put the recipe on Instagram. She made it sound easy - let's see.
[Rosie the Original] I heard that in certain concentrations cyanide has a tang of garlic.
In any event: Women! Stop stinking out the house/windmill with your experiments in chemical weaponry!
[Stevie] Is food (and specifically patisserie) considered chemical weaponry now?
(the real Stevie, probably) I've never smelt it as garlic, always almonds. A bottle of potassium cyanide has got this smell due to hydrolysis. It's true that some smells can change with concentration. H2S is bad eggs when dilute but The Full Monty is odourless and dangerously toxic.
[penelope] Weaponry for sure, and not just chemical! Haven't you heard of dwarven battle-bread? I think it highly likely that the late Sir Terry got the idea when he cut his lip open on a bit of stale baguette or something.
[penlope] Depends on the stench produced.
I've been out
This week's outing: got my tyres and windscreen wipers changed this morning. Left my thermal cup where I was working on my laptop in the waiting area. *rse. I'm not fit to be allowed out any more.
Never again
I'm definitely not fit to be allowed out. The thermal cup was at home but I have absolutely no recollection of bringing it in from the car nor of putting it in the sink.
In other news, the Netherlands' non-essential shops are now allowed to open for shopping-by-appointment. I have booked a 10-minute slot at the hardware and household goods shop in the village for Friday at 17:15. I need new baking pans, a mop and bucket, and a dog brush. This is going to be like Supermarket Sweep.
Losing your marbles
(pen) Wait till you get to my age. "Now, what did I come up here for?"
Hairdressers open? I'm beginning to look a bit 70's-ish, instead of 70-ish.
In short, yes.
Hairdressers open. My favourite hairdresser now does it from home in Rotterdam but her husband is a Covid denier so I'm not going to go back there yet. I don't know where he's been. And the nearest village hairdresser made a hack of it when I went there in November so I'm not going back there (although it's had plenty of time to grow out). I might have to try the next town over - the historic one with a marina and a few posh shops. They're probably only any good at the windswept-been-out-sailing-all-day look though, and I can manage that all by myself.
DIY
Keep it short enough, and you can keep it short enough yourself.
(Raak) Logical enough but having a good thick mop at my age is something you tend to hang on to and it needs a bit of professional attention.
Anything else, Sir?
I'm never having short hair again. I was mistaken for a boy too many times in my teens when I had short hair and it left scars.
[Pen] Could be worse. When I think of some of the boys who were mistaken for girls (shudder)
yummy, yum,y!
[pen] Yep, I'm always on the lookout for a good soft chocoate chip cookie that has gooey chocolate chips when warm. I';; eat other ones to try, but I'm never satisfied with those. So many places in the U.S. sell some version.

Also good to try different chips when baking. I don't know what all you have over in the U.K., but in the U.S., they have peanut butter chips and butterscotch chips. It can be fun to substitute or mix the chip types.
chip butty
[KagomeShuko] I used odd bits of chocolate I found in the cupboard, chopped it up, and in it went. Chocolate is a staple on my shopping list, but I buy it in odd places and keep trying out the new combinations. Some I like better than others for eating on their own. The remainders of bars of chcocolate that I don't like so much go into cooking.
And yes, I buy discount supermarket own brands...
And I thought I was a bit of a chocoholic.
[Rosie] I think I eat it every day, although only during the week as compensations for having to work!
[Rosie] You not only approve of the term "chocoholic", you use it yourself? I'm amazed. Does that mean I have to be the one to rant about "chocohol"? 8o)
Chocolate is the one thing that mankind has invented that is worthwhile.

Apart from all the other stuff like antibiotics and heart valves and electronics and like that.

(Stevie, penult) Don't forget that despite a basically intellectual approach to life I can be a bit common. When you've disembowelled "chocohol" have a go at "workohol" - dreadul stuff, ought to be banned.
Well the Pope's noted for being a catholic, so if that word's okay for him...
Well!
[SM] Fittingly, your observation has given me an epiphany. His followers must be behind cats being so popular on the internet!
chocolate, chocolate, chocolate
I always try to have chocolate on hand!

I have Girl Scout Thin Mints right now!
(KagShu) Stop it! You exacerbate my cravings!
[KS] Surely any chocolate on hand would melt? It would be better in the mouth. Also, what Rosie said!
mmmm chocolate
I take your random chocolate and raise you one banana toastie. I spent a whole dog walk in the rain thinking about it, and made one for lunch when I got in. (Also made a cheese and onion toastie too - it was cold out.)
I don’t actually like chocolate.
There speaks a brave man. Respect, bruv. Er, can I have your bit, then?
Not a cliché
I'm not that excited by it either
[Rosie] Considering I live in Belgium, there’s quite a lot to go around, so be my guest.
Heresy
I have to admit, I prefer a nice fruity pudding or cake to a chocolate one.
Any pudding, any cake.
Except Battenburg. Marzipan is the Devil's earwax.
Emetic
In that case, pen, how would you describe spinach purée?
[Rosie] Green. Best stirred into a good, strong curry until it disappears.
Desserts
I have all kinds of desserts right now. I have Girl Scout Cookies - thin mints, toast yay! (which taste like French toast), Lemonades (lemon shortbread), and shortbread cookies. I always like to buy Girl Scout cookies if I see them being sold by troops or by somebody that I know selling them.

For my snackage, I've got Fritos and Bugles and then some Frito's Bean Dip and Anthony's Cheddar Cheese Powder (mix some in with some of the bean dip).

I also got some pomegranate juice and cherry coke. Put some ice in a glass, a tiny bit of pomegranate juice, and then fill the glass up with cherry coke and that is extremely relaxing. If you put too much pomegranate juice, it becomes too bitter.
snackchat
[KS] You sound like my granddaughter
A Sticky End Game
My interjection back in December 2020 appears to have stalled Bin Laden's moribund progress (or was that Software's buxom lass?) - so I've returned to apply CPR - to the game not the corpse
[Chalky] I just got my first interjection yesterday. I get my second one on April 12th, and then I am free! Free to ride the Long Island Rail Road and sit in an office of miserable ingrates while I listen their snarky comments.
Interjection
(Stevie) Stop interrupting. BTW I get my second jab before you, on April 8, so there. I shall then be free to sit at home and wait for the pubs to open properly and the barbers because I am now quite hirsute, you could say. 70's-ish even.
Ha! My hair is now at Epic Back To The Future Amateur Scientist levels. When I was 17 this length of hair would tumble over my shoulders in tight ringlets a-la '70s Jimmy Page. These days, what there is of it sticks out a-la Van der Graff generator.
I'm getting a haircut tonight - the first since November. Salons here were allowed to open up a couple of weeks ago, but I thought I'd let them practice on a few other heads first and get their hands back in before letting them loose on mine. I haven't had hair as long as this since 1993.
jabby jabby
[Stevie], [Rosie] I get my second shot on April 9. It's at 11am Central time, I think, so late morning for me, but I think that makes it somewhere around 4pm ove in England . . .
Chronometric dislocation
(KagShu) I noticed you posted that at 8.28 a.m. GMT which is (I assume) 2.28 a.m. CST. You're as bad as me nocturnality-wise. Maybe not quite as bad.
I am absolutely using "interjection" instead of "vacillation" from now on.
We should have some sort of poll on what flavour of interjection everyone was subjected to. I had a Pfizer interjection.
Ouch!
I'm jabsolutely with you, Stevie.
(Dujon, Stevie) You're a couple of pricks.
[jab] I had that one that sounds like a type of car owned by bad drivers who like to change lanes for no good reason and have lots of children who gawp at you through the rear window.
[hair] on Tuesday they decided to close all the hairdressers again for an indefinite period, so I managed to squeeze myself in immediately before the shutdown. Prior to that I had looked after my own hair, which didn't work too badly, although the barber did spend his time sniggering when he saw me.
[Jab] the government in Belgium reckons that it will have finished with all the interjections by about 2025, so I am wondering whether I should make a definite attempt to become one of the people at risk, maybe go for obesity or a small heart murmur or if the whole thing will take so long that in any case age catches up with me. Although there is always the free version...
Lots of stuff . .
[Rosie} Yes, I am terrible about going to bed on time unless I make myself like I did last night so I could get up and go to church.

I got the Pfizer vaccine. I'll be so glad once it is two weeks after my 2nd injection. It won't change much for me, but still ready to get back to some semblance of normalcy.

Had some little kids add to my art car today, so that was fun.

I am not sure if these are good cat names or bad cat names . . . Dreaming last night, lots of things where I was talking to somebody and don't remember, but I do remember that in my dream, somebody had two cats. One was named Four Face and the other was named Garbage Can Corners.
(KagShu) There was man who had two cats
And these two cats were brothers
Four Face was the name of one
And Garbage Can Corners the other.

There's just nothing to say to that.

Hardly any vacillations or interjections happening here yet, Dujon notwithstanding. On the plus side, we also have no COVID, so there's that.
Jabberwocky
We two - that's me and Mrs Dujon, not me and the cat - a few days ago booked in for our treatment at the local clinic. The first available date? May 12th.
(Duj) Makes me think of the Fire Brigade joke - "Keep it going; we'll be along in about an hour".
Winter is coming
Minus 2 °C, a bit more than an inch of snow overnight.
Back in boots
Hovering around 1°C here (I'm a few dozen km NW of Bismarck, I reckon) so the wet snow and sleet that's being hurled along by the stiff wind doesn't settle. It's grey. It's darker than it should be. I'm in the top room in the house working and the wind outside is howling mournfully around the corners.
Last Wednesday - only a week ago - I took an afternoon off and was walking along one of the big rivers with the dog and picking tulips under blue skies and in 22°C.
Ruddy weather.
Chilled out
Still -3° here - feels like -5° my phone app tells me. Not going out to find out for myself.
I may be some time
I went out just now. Back to full winter dogwalking gear (three layers minimum on every body part except knees). Could not hear a thing due to fleece band over my ears, flapping hood and roaring wind.
Not really much fun at all but the fish finger sandwich I made when I got home was excellent.
So, how's the dog?
Now where did I leave my fingers?
(pen) Him indoors loves fish finger sandwiches. Puts my teeth on edge - the double breadness eek
Dog fingers
[Duj] Dog was fine. If we keep moving he keeps warm enough, and he sleeps afterwards for most of the afternoon on the spare bed in my home office.
[Fish] where did you last have them?
[Chalks] I'll make an exception for a FFS, but I cannot do lasagne and chips. Double carbs, noooo!
Vroom!
(pen) Double carbs? You got an old Mini Cooper?
always more stuff . . .
Things have been a bit crazy for me, still.

Things worked out as I had some friends from the Methodist church where I am an associate member come "resuce" me. I was able to get my 2nd vaccination and get my taxes done.

My problem was my car is in the shop and everywhere that used to rent a car or a vehicle to me now wouldn't because I don't have a major credit card. I keep getting declined when I apply for one. Some stupid law went into affect in March that makes it difficult for anybody that needs to rent any type of transportation.

My key broke out of my key fob and since I and the secretary from my Lutheran church were having trouble with it, with it sometimes seeming to run the radio and lights, the battery might also be dead.

And this was after actually finding a mechanic open on Good Friday because my car was "stuttering" and jerking when I would try to accelerate and it wouldn't go over 40mph (64.3738 KPH) most of the time unless I was going downhill.

Mechanic found that the VVT solenoid needed replacing and actually had the part right then and fixed up the car!

This time, though, it had to be towed to the closest Honda Dealership since the key was broken out of the fob
What a mess
(KagShuk) In the UK, where we are a bit sweary, there's an old joke that goes like this:
"Have you given your car a name"
"Yeah, f****** car".
Hope you get it all sorted. Are you back in Lake Charles?
[KS] No credit card in the Land of the Free? Life must be super difficult. The trick to getting round the first card bck in the mid 80s used to be to apply for American Express, as they would give a card to anyone with a flat credit report. With the Stevieling we started with store charge cards and worked up. What a colossal pain in the rear.
credit where credit's due
Hmmm. Credit cards are hardly a Thing in the Netherlands. I don't think I have used mine here for more than a year - although I do use it to order flowers and stuff for my mum over the phone with businesses in the UK.
Keys on the other hand are deffo a thing. I am proud to announce that I have been allowed to put the keys to the windy miller's windmill on my keyring - after 12 years here.
Cards
[penelope] So how does one hire a Dutch car without a credit card?
(Stevie) Halve the cost by going Dutch.
[Stevie] Companies expecting furriners as customers will accept them, but in general supermarkets don't.
But how do you hire a car without a credit card? The first thing Avis/Hertz/Budget/Whothehellknows want to do when you start signing paperwork is a valid credit card. If credit cards are "hardly a thing" what replaces that process?
As an aside, I've never understood why UK people prefer to use *debit* cards to credit cards. The issue being spending one's own money over spending the bank's. The whole fraud impact shifts to the individual with debit cards. With a credit card a fraudulent transaction *never* puts one out of pocket. Someone takes your card to Las Vegas, with a debit card you are in the position of arguing to get your money back, as opposed to contesting the spending of the bank's money with a credit card.
[Stevie] On the other hand, when a disute arises, cancelling a direct debit arrangement is easier than cancelling a recurring charge to a credit card. A direct debit is an instruction from me to my bank, that I can revoke at will, without the involvement of the party I am paying. If they think I still owe them money, it's up to them to chase me for it. The same thing on a credit card is an agreement with the person I am paying, and I have to chase them to stop presenting their bills to my card issuer. This caused me some hassle years ago when I was trying to sever my relationship with an ISP that I could see was about to go out of business.

[pen] Do they use debit cards over there, or is it wads of cash only?
I hope it's not tulip bulbs again. That went badly wrong last time.
[Raak] Well, I honestly don’t know why anyone would set up recurring payments for anything. My memory of cancelling standing orders on UK bank accounts matches what you describe for credit cards. Innever set up recurring payments if there are any other options available. I think I had one annual one with Malwarebytes, but it expired with the card (replaced due to fraud).

Not only am I unconvinced on the preferability of debit cards, I still don’t understand how one hires a car without a credit card. Or reserves a hotel room. When I went to Canada I used a debit card, but it only worked because my US debit card could be processed as a credit card. The Canadians at the hotel and airline were adamant a Canadian debit card would not process that way and therefore would not be accepted for payment. I had to insist they tried each time I needed to do it as they didn’t think it would work.

So I ask again, how do you rent a car without a credit card?

Also, although you are right that an agreement tompay is with the seller, itbis negotiated via the bank who (with my credit record) guarantee good faith of the seller. I’ve disputed a few charges in my time with this bank, always resolved in my favor with a phone call to a toll-free number. I’ve executed three “charge backs” in my credit life too. That’s where the vendor does something sneaky and takes the cash, I argue with them for a bit and then ask the credit card company to get a refund for me. A single phone call, a discussion to demonstrate I’ve exhausted all other avenues, and a credit.
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