[Tina] Bad luck, that sort of event is never pleasant. If my experience is anything to go by those sudden memories will slowly reduce in frequency - a bit like the bruises, I suppose. I had a few bingles when I was younger (not all my fault, by the way) but maturity (?) brings sanity, adherence to speed limits and a much more alert attitude. I too had a lady fly through a red light and hit the area of the driver side rear wheel; it's a little disconcerting when one thinks about the timing! The worst thing I found is the incredible inconvenience of not having your own transport following the incident. I was fortunate enough to have a good friend who loaned me his FWD for the duration (I used to arrive at work at 5 am in those days, at which time there was no train which would allow that). Fortunately the lady involved admitted her error - I hate to think what might have happened should she have disputed my version.
[Tina] *offers more sympathy* It's trite, but it helps to remember that it could have been worse. My most recent experience of something similar was when my collarbone was shattered about six months ago by an idiot out-of-control a****** (or, for our British readers, a*******) in a soccer match. I'm still recovering, dealing with tendonitis in my upper arm and very odd clicks in my shoulder; and even with insurance, it cost me several hundred dollars. So it still pisses me off that I bear the consequences of someone else's irresponsibility and stupidity. BUT -- and the BUT is very important... 1. I didn't land on my head and suffer a spinal injury, which I easily could have. 2. In the emergency room that evening I remember passing a legless guy in a wheelchair. That has helped me keep the incident in perspective ever since.
Truth is, life throws us some nasty experiences from time to time. If they end up being no worse than mine or yours, we are lucky. As I said, it's trite. And true.
Tina] Surely your insurance will cover you for a new car until her insurance pays out ? Are the police pressing charges (or are you?) - My advice would also be to see a Personal Injury Lawyer about it. Apparently any claim for injury/worry caused are automatically accepted by insurers if they are not over a certain limit (a few grand) when they start to check up.....I know it is not greatly helpful at the moment but I am sure that when a cheque finally arrives from her insurers it will make you feel better. I'm against stupid litigation generally, but in car accidents like this they are rarely stupid and you should also be vigilant for any signs of injury that may not be yet manifesting themselves - neck, back especially. BM] That is an ***utterly*** ridiculous thing to say.