Wise is, afaik, a reputable and reliable source for transferring funds (though I haven't used it). I have used OFX, which I have found to be straightforward and reliable.
I got a text saying that they needed me to call to finish setting up my account. So, been waiting for over 10 minutes for them to answer the phone to get me connected with one of the OFX . . . and as I'm typing, they answer. But, I was told that I don't need the account to RECEIVE money, just need to give my bank details to the sender.