Wise is, afaik, a reputable and reliable source for transferring funds (though I haven't used it). I have used OFX, which I have found to be straightforward and reliable.
I got a text saying that they needed me to call to finish setting up my account. So, been waiting for over 10 minutes for them to answer the phone to get me connected with one of the OFX . . . and as I'm typing, they answer. But, I was told that I don't need the account to RECEIVE money, just need to give my bank details to the sender.
I contacted a contractor . . . on September 19th and they came out and I sent them the insurance estimate, but I've not gotten an estimate back for what repairs would cost. It sucks knowing that the contractor I had was constantly lying to me and purposefully taking advantage of me, KNOWING my disabilities and my troubles. She barely finished ANYTHING. Nothing is 100% right in my house.