[KS] No credit card in the Land of the Free? Life must be super difficult. The trick to getting round the first card bck in the mid 80s used to be to apply for American Express, as they would give a card to anyone with a flat credit report. With the Stevieling we started with store charge cards and worked up. What a colossal pain in the rear.
Hmmm. Credit cards are hardly a Thing in the Netherlands. I don't think I have used mine here for more than a year - although I do use it to order flowers and stuff for my mum over the phone with businesses in the UK. Keys on the other hand are deffo a thing. I am proud to announce that I have been allowed to put the keys to the windy miller's windmill on my keyring - after 12 years here.
But how do you hire a car without a credit card? The first thing Avis/Hertz/Budget/Whothehellknows want to do when you start signing paperwork is a valid credit card. If credit cards are "hardly a thing" what replaces that process?
As an aside, I've never understood why UK people prefer to use *debit* cards to credit cards. The issue being spending one's own money over spending the bank's. The whole fraud impact shifts to the individual with debit cards. With a credit card a fraudulent transaction *never* puts one out of pocket. Someone takes your card to Las Vegas, with a debit card you are in the position of arguing to get your money back, as opposed to contesting the spending of the bank's money with a credit card.